I live with my wife and two childern. I lost my job a year ago when the company I worked for sold its stake. I was not able to find another job which could help sustain my family. I recently started a company called "The Skill Matrix" (yet to be regsitered as i just had enough money to get the website and some business cards). The Skill Matrix is primarily into mid level recruitment and building personal websites for jobseekers and professionals (CA, doctors, teachers ...). The sales cost for marketing is high since I need to meet several potential customers every day. The sales cycle is anything between 3 -6 months to close a sale. I have built a good prospect funnel. Currently I need the funds to hire a web developer (it turns out to be cheaper than outsourcing the projects to freelancers) and a telecaller to build a prospect funnel. I spend most of my time cold calling and meeting clients. The potential of this business is good and it would take me 3 months to get it up and running. The funds I am requesting for is to setup the operations of the company. I am confident and optimistic on this venture. Thank you.