Liabilities

At the end of 2009, in order to start a small business besides my part-time job, I applied for a revolving credit. It happened that this occupation didn't work and I still had to pay back the loan. However, due to small income with my part-time job, I often had to dig in the revolving credit and this became a dead-end matter. To the point that I ended up taking another loan (also revolving) in order to juggle my monthly payments. At the moment, I'm up to about 3000€ of liabilities and any help from those who can will be greatly apprciated. Thanks. Best regards, Christian