Joy Needs Help

Dear Kind Hearted people,

I am Joy, 29 years old and single. I am currently working as a Human Resource Associate. I am humbly asking for your help because I am really into a financial crisis right now. Here is my story:

It all started during 2005, when I was 18 years old, I had a surgery supposedly for my goiter. But it was found out that it was actually follicular carcinoma or better understood as thyroid cancer so I underwent surgery again and it was total thyroidectomy(removal of my thyroid gland). After which, I had radiation twice and up to now, I'm still having a medication. We have to cope up with the bills, payments of the hospital and medication that time so we had to borrow money. It all just started there. I thought this was the most difficult trial that happened in my life. Until another tragic moment happened.

It was 2011, my sister who was pregnant with her 2nd baby had complications and when she gave birth, we lost her. She died but the baby is alive and she left us with an angel. Her death brought us sorrow because she was the main breadwinner. She provided most of our needs and when we lost her, we didn't have much left for us. We now needed to find ways and means on our own. It got a tough but we needed to survive. Daily expenses, food to eat, bills, most of these things were borrowed because our salary barely covers anything especially because I had to pay for my younger sister's college tuition (but she already graduated now, thankfully).

Two months after, we experienced flood that we lost things inside our house but thank God we were able to keep our home and moved on from the calamity. During these times, we experienced a lot. My mother had to undergo surgery because of her myoma and my dad has a heart ailment that is still on medication. We have nothing left but faith in God.

For all those experiences that I had, it involved money. What's worse is that the amount increases due to the interests. It got really big and I still have to pay all the debts and I have to pay all borrowed money from the different people and lenders but I really cannot cope up right now for I do not receive anything from my job (my salary goes straight to my account but I've already given my card to someone I owed a big amount from and I can obtain it after five years) so I do not receive any source of income anymore, my father is a pastor and he only receives honorarium from his preaching and my younger sister is the one who pays all our bills.

Weekly, I have to pay people. I actually do not know how I still am surviving. This so stressful thinking that you still have to look for money to pay debts and at the same time, look for food to eat. Some lenders do not understand my situation and they forcefully ask me to pay right away. I also understand where they are coming from but I do not really know what to do because I can't give anything anymore. I did everything I could to solve this problem but this does not happen in a blink of an eye.

With this, I am humbly asking you to help me, save me from my debts urgently and to save my family. Please, any amount will do.

MAY GOD BLESS YOU ALL, PLEASE INCLUDE ME IN YOUR PRAYERS AS WELL.

Lots of love,

Joy