Please help me raise $500! I have spent too much money on my education supplies for college and I need to pay this money ASAP. I have no job and I'm stuck babysitting for my family who works all day. I want a job but I am not able to right now. Mi don't want to hae a bad credit score I'm only 20 and this is my first credit card. I've been foolish. Please help be pay this and I will get rid of it once and for all!