I may start from a little early in my life so that it would more visible to you all how deep trouble I am in now.
I belong to a very poor family , my father could not even feed us properly, forget about education and other amenities. My mother took lot of pain building me up. He went to all my relatives and begged for my studies.
I could somehow managed to complete my graduations and after finishing the exam I joined an organisation next week itself for only 3200inr. It was very less but I have given all my hard work and dedication and today after 12 years of work I was earning 30k(INR) a month. Sounds good, Right!!!
But my part of life was not that sweet.
2015, was the worst year of my life and started all evil to me. I had a great friend. Who wanted to have his own business one. I always supported him for any wish. One find day he came up to me and asked me to go with him. He met me with another person from whom he bought a land to build an apartment. That man showed me all the calculation and asked me to invest. I trusted my friend and gave him all my savings of 6.5lacs(INR)and my friend committed me to give me a good return within one year. It all started well. But even after one year I was due for my money. The apartment was ready and flats were on sale. My friend told me once they sale out the flats he will give me the money back, he also told me that he will pay me some extra for the delay as well. I was in peace. But, suddenly one unforgettable event happened with me. My father diagnosed with Lung cancer. I was clue less. I went to my friend and asked him to return my money. He said he cannot return the money. It will take time I went to bank and applied for loan. But because I did not have any other loans before and I also did not use any credit card my score was low to be qualified for a loan.
I tried everywhere. What ever savings I had all finished. But I could not save my father. He left us with 40 days after he got diagnosed.
I banged my head for the mistake I made because for the first time in my life I borrowed money from two of my friends saying I will give them back the money after one year.
I repeatedly went and called my friend and the other guy to return the money, but after a certain they straight a way denied to give my money back. I had no option left as my other friend were asking for their money and they started getting angry on me. One of them even came to my home to do something bitter. I begged him to allow me with 7 days time to return his money. The loan which I applied for my father's treatment utilised to pay off the money I took from two of my friends. And for that every month I have to bear 14k(INR) as EMI to the bank... And half of my salary were finished in the case.
And my friend whom I gave all my savings he got one flat for himself and loads of money. He became rich. I could not do anything as I did not make any documentation.
Now the biggest problem is that I am currently neither being able to pay my EMI nor my house expenses. As I am job less from last 6 months. I am working in retail and getting no suitable opening in kolkata. And I cannot leave my mother behind as she cannot even move alone.
So, I am shamelessly requesting you all to help me donating whatever you can so that atleast I can get rid of this loan atleast as the collection parties are knocking g the door everyday and recently they have sent me a legal notice.
Please,please,please help me... I don't know what to do...
I can die with hunger but cannot die with debt on my head... I am sinking no one to hold my hand...
Please save me.
Please denote as per your convenience to the under mentioned account
Bank name: DBS Bank
Acount no: 881011388487
IFSC Code: DBSS0IN0811
Card no: 4632-3700-0353-8472