A year and a half after we purchased our home in Lavallette NJ, renovated it completely, BAM Hurricane Sandy came blasting through. Everything was destroyed. We had to start over. Our insurance company gave us money to fix the inside, and I dipped into the last of my savings for the furniture. But the fun is not over. We now have to raise the house. FEMA is giving us $30k to raise the home. Unfortunately it will cost $120 thousand dollars. We are running out of time. We don't have a penny over the $30k. If we can't raise our home, our insurance will sky rocket. We will not be able to afford the house. We took money out of our 401k's to get the house and have no other options. So, this is our beg. A beg for hope and help.