I was been laid off by my Company (PerkinElmer Inc, Waltham, MA) for which I worked for 10 long years. A year ago we bought our own house after 30 Years of renting, by taking a huge amount of loan which would be approximately $50000. Also, we have another debts which comes upto $25000. My family consists of 4 members. My wife, 4 months old son and Mom. My wife works and with her Salary we can pay the Housing Loan. But, the other debts are suffocating us. With out a proper Job I cannot pay them and my Credit scores will go down if the EMI cheques are defaulted. Please help us. I can provide all the documents to prove the genuinty. Let me know how to take this event further. We are ready to repay all the amount after 7 Years.