Hip Replacement and Recovery

I have been suffering with hip and back problems from arthritis for the past year. My hip joint has degenerated to bone on bone and makes everyday tasks very painful. Every day is a painful struggle. At this point I am still at work ,but some of my tasks have become very difficult. I am not the kind of person that sits still for very long, I am always doing something. I have been trying to get ahead so I can schedule hip replacement surgery, but it just never happens. My insurance will cover 80%,but there will be a large co pay. After the surgery I will be out for 6-8 weeks . I have disability insurance ,but it will be only 3/4 pay,not nearly enough to support me and pay cobra insurance and medical bills,some of which I have already accrued from physical therapy. I normally don’t ask for any kind of help from anyone, but I am running out of options. I can’t keep living in pain , I am in desperate need of the surgery. I thank you for looking and hope for your support.