So you know how you hear about a friend of yours that inherits money from a family member they never knew existed? That's not me. Remember growing up with various friends and/or peers, that sort of fell into their parent's lucrative business? That's not me either. How about trust fund friends? Yeah, no. Or you know someone that has made some pretty stupid life decisions and is buying time for their parents to keel over so they can inherit their house, cars, etc.? Yet another person that is not me. Maybe you know someone that came from money, and is 'slumming it' as an underachiever. No, I'm the guy that has no safety net or even hopes of an inheritance. The term "dumb luck" doesn't apply to me. I'm in advertising, no not that one, the entertainment industry. There is a difference. This one is a thankless, ruthless, an impossibly demanding underpaid/overworked industry. The longevity within the 'biz' is the career of a supermodel. Loyalty, hard work, and seniority is frowned upon. Rather 'illusionists', 'yes men', and 'thieves' and cheap labor come out victorious. I don't want anyone to feel sorry for me or pity my scenario, I'm clearly venting. I don't have an angle, I'm not a writer and in reality, I'm the least likely to be considered a "taker". I enjoy entertaining and never expect a returned favor. Well, you may be asking yourselves, why are you here? The answer my friends is because I was persuaded from my good friend "Whiskey". I'm currently laid off. Rest assured, it was "nothing personal". I actually have a wife. Which pretty much has the identical story as mine. Never came from money. We were both forced to be the responsible adult of the household at an early age, self-starters and self-made. Constant unfortunate situations consume us, but we manage to barely stay afloat. We own nothing and lease everything. Debt from various honest mistakes and reasons, but who cares about that noise. And living in Los Angeles successfully, is all about a having a helping hand or impeccable timing in buying a property, that's not us either. YES we are natives. So what do I want?! I would LOVE to be debt free. I would LOVE to buy a house but realistically a condo. AND I'm not a fool, I realize that if I even received the goal of my requested funds, I would barely have enough to put a proper down on the house and my wife and I would continue to break our backs within our careers to the bitter end. Although I would love for her to stop so that at least one of us could experience a slice of "the good life". Then throw the rest in a retirement fund, assuming we actually meet our goal! I want to be that guy that met some sweet neighbor that took a liking to us, that had no family members, and gave us his house in a will. Or someone that was just like us, that has now come into money, or feels a burning desire to give us a couple bucks. Or maybe you simply need a tax write-off! Help me, help you. Thanks for listening. Sorry not sorry.