I am a mother of 2. My husband is now unemployed and we have difficulty in starting our business. We do not have the capital to start our business. We once thought of applying for a loan from a bank but we had no guarantee for our loan. Actually on this July, my first child is supposed to go to school but because of our insufficient financial situation , we were force to delay. We really need some people to help us to start our new life. Please help us.