I hope you are all having a good and safe day.
I am a small business woman in the Philippines who's living an average life. I am living with my 4 siblings and my sister's family of five, we are all 9 people in our house. Since 2 of us are working in call center, we are perfectly fine, despite having shortage sometines since our parents are in prison and we are paying for their attorney's fees. (they have done bad things in the past and it's been 4 years since they were in the prison causing for me and my younger sister to stop going to college and work)
However, one of my uncle (my mother's brother) died unexpectedly, giving us no choice but to use the money we saved for my sibling's and my sister's children's school and to get a loan for the funeral because none of my relatives, and even his family have the money.
Now, even if 2 of us are in the call center, our salary every 15th and 30th is not enough to pay for the loan, pay for school and pay for the bills and foods. Unfortunately, my sister's husband doesn't have a stable job so it's only the two of us who are paying for almost everything. I have a small online business, but it's not helping much due to bogus buyers and we have been scammed by a supplier (problems actually hit us all at one time and my anxiety due to my uncle's death has been triggered)
What we are thinking is get a loan from otger to pay the loan but our loan might get higher. We will really appreciate any , even a cent will help us a LOT. Really. I am actually desperate now, I already asked help from my friends. The government (dswd) helped us to lessen the funeral fees, but still a huge amount was left (₱35k) so we applied for a ₱30k loan with ₱6k monthly interest 😔 the term is 3 months so, we will need to pay a total of ₱48k. The ₱7k will be used on the children's education, I know we are able to go back to normal after paying the loan.
I've been trying to be strong and stay positive, posting happy posts/tweets but the life and problems are slowly getting into me 😔 Please help us.
God Bless you all and stay healthy!
I'm sorry for my bad English.