My wife Hannah, doesn't know about I'm doing this. We both really want a family. We are both 30 years old and we always planned to start trying for a family at this point but we've reached a sticky point. We simply cannot afford to have one because we currently have £13,000 in debt meaning we simply cannot afford one. By my calculations and we with no changes in our circumstances; it will likely take us up to 8 years to clear.
Neither me or my wife were bought into a world of money and in fact quite the opposite. Parents always want to offer their children what they didn't have. Neither of use want a family that we cannot afford and if we could somehow raise £13,000 this would allow us to start right away which would mean the world to both of us. We hope you can help.
Luke & Hannah