Help us get out of debt we are struggling

A few years ago I decided to change my career to become a business owner/farmer. During the first few years there were a mix of two things which compounded problems with the business: 2 disasters in our state (fires)which I assisted in donating to those in need and using personal time delivering and doing long days and weekends; and alsopoor choice in opening accounts for people who have left me with their debt (some passing away so no way of receiving funds back) despite court action or receiving small payments which don't even cover overheads.
So the dilema I am in now is effecting me. my family and our livelihood - whilst I'm not one to ask for help - anything will help the stress it is causing not only myself but my family.
We have worked hard, and this year in particular I feel as though the hole is engulfing me in full, with not only the business, but a serious car accident compounded with loss of loved ones.
I just hope that the times I have helped others that they can some way help me or someone else can.
I will always offer my help for others in need, as that is person I am, I just hope someone can help me get out of this rut as I would be forever grateful.