I am Ashish Kamble, residing at Kalyan, Mumbai. I started my career as a professional and worked in MNCs..
I am starting the fundraising for myself. On a personal front, I have been managing my family and paying my Personal Loans since 2016 in Mumbai. Over a period of time in the past 6-8 months, I couldn't pay my EMIs to be it Home, Credit Cards properly and on time and this has affected my Credit score badly thus, impacting us from further raising some funds and on a personal front, Banks have served me legal notice for nonpayment of Credit Card and my house is on a verge becoming NPA.
I couldn't manage my funds as most of them go for paying the interests of debt acquired. I am not in a position where I can seek help anywhere and hence I seek help from all of you and each and every contribution will play a very important role.
I have gone to a situation where I get calls every day and visits to my house often and couldn't provide a proper answer and explanation and lost my peace. I perfectly understand entrepreneurship is my choice, I am the reason for the mess I am in. However, I am caught in a financial loop where I couldn't come out of it unless I get external help. I am no more in a situation where I can seek further help from banks or financial institutions because of my credit score and debt acquired.
I have a moral responsibility to all my friends and the banks who believed in me as a person and it's imperative for me to succeed and repay my faith of all the souls. Unfortunately, I need your help to help me come out of this situation. There are many people who have helped me across various situations and I can repay their faith only by succeeding and nothing else everything else below would be a failure.
I am attaching my photo for your reference.
My debt details are
Housing loan - Rs 300000/- (Indian Rupees)
All Credit Card - Rs 182000 ( RBL, AxisBank, HDFC, SBI)
Private loans on interest - Rs. 193000/-
Friends - Rs 50000 ( Accumulated over a period of 2 years).
You might feel that I, as a person was well off having Credit cards and Home loans and have been living in a way that many people couldn't even afford. I had that feeling and that's one of the reasons why I hesitated and thought for long before seeking help here. But All those things I achieved have been through my work. I belonged to a lower middle class, studied in a government school, pursued my UG with a scholarship, and have been working ever since my 10th std. I have worked as a courier boy, delivered paper in the morning. I am not afraid of the work I have to do but I am afraid whether will I fail this time(myself and all the people who backed me). I have confidence that I can pull it off but right now I require all of your help for me to come out of this crisis so that I can make everyone proud.
I hope you feel my request deserves your attention and request your help in any way possible.
Thanks & Regards