Help to get a House and a Family

I don't really know what I am doing here. I would love to get rid of my debts and have a deposit so I can buy a house with my husband. We also really want to start a family but are having trouble conceiving. I have Polycystic Ovaries, Endometrisosis. I have Myfascial Pain Disorder which means I can't lift anything even slightly heavy because my Myofascial muscle in my back clenches up and I am pretty much constantly in pain. I have Severe Clinical Depression which I was diagnosed with when I was 13. I suffer from Enochlophobia, which is a fear of crowds. I often go into tremors, nausea, sweating, feelings of desperation or panic attacks and the feeling of being smothered. I suffer from Social Anxiety where upon meeting new people I will usually withdraw into myself and observe until I feel its safe, if at all.  I have always been an unwell person, genetics or just bad lack. Appendix, Kidney, Tonsils surgeries all by the age of 3. I have had both knees operated on between the ages of 15 and 18. I've had 3 endometriosis operations within 18 months. The one thing I have always wanted my entire life is to be a mother, to carry a child. With the PCOS you are supposed to have your first child before you are 30 (I'm 30 June 2015) because after that age it gets more difficult to conceive. My doctor has said if I don't fall pregnant by the end of the year I have to look at fertility treatments. I'm scared out of my mind and it makes me incredibly sad to see people around me getting pregnant or being pregnant. Theres no way we can afford IVF. We lost most of our items in 2011 and 2012 due to a massive, city-destroying earthquake that hit in Christchurch. There were more then 10,000 quakes within several months. Whilst insurance covered some things, there were things they wouldn't cover. We were getting married that year, and had deligently saved for this. Both our venues were destroyed. All our measley savings went to replacing our items, paying for our wedding, and trying to get back on our feet. We were lucky enough that we could move back in with my parents for 10 months. Due to medical issues throughout the years, times where I couldn't work, lost income, lost items, we seem to be up to our ears in debt. My dream is to be free of that debt, with enough money to put a deposit on a house and start a family. We are getting there slowly, but it will take a long time unless we get help.