Help Save My Parents Home!

Okay, this is an incredibly difficult thing for me to do, but I've exhausted all other options.

So, Now I'm asking for Your Help!

My Step-Father who is a Career Retired Navy and Airforce Veteran doesn't deserve to lose his home because of unfortunate circumstances and his inability to correct this problem himself because of his worsening Alzheimer's Disease.

It's a long story that explains how we got to where we are today, but I will try to summarize.

2 years ago I received a call for help for my parents.  My mother was found unconcious on her kitchen floor and my step-dad was out roaming the streets lost.  My mother, fortunately, survived that night from Rhabdomyolysis, but sadly was diagnosed with Pancreatic Cancer shortly there after.  And my step-father has undiagnosed and untreated Alzheimer's Disease and was out walking the streets, but fortunately the local police found him and brought him home.  I immediately decided that I needed to help so I moved to Bryan, Texas and moved in with them to help.  

I moved in and took care of them to the best of my ability by cooking, cleaning, and taking them both to their doctors appointments for evaluation, check-ups, treatments, etc.  My mom fought hard through Chemo Therapy, but sadly lost her fight with Pancreatic Cancer just a few short months later.  My step-father was given some medications to help manage his symptoms from Alzheimer's Disease and some heart medications for a recently diagnosed Atrial Fibrillation Problem.  Although we were all grieving from the loss of my mother, I had to keep moving forward to try and give my father the best life I could while I watch him slowly slip away from us and reality.

Things we're going along okay, until I started receiving numerous mailings in regards to their financial situation.  I realized that my mom must not have been in her right mind, because of her medical state, for some time before I came because she let many things go.  She stopped paying her life insurance policy that they had had for many years, she stopped paying credit life on their home, her vehicle was repossessed, the taxes on their home hadn't been payed for 7 years, and their income taxes hadn't been filed for several years, as well as many other important responsibilities were simply ignored.  From what I can see it wasn't necessararily a lack of funds issue as much as it was she was sickly and couldn't handle these responsibilities anymore.

At this point I'm sure your wondering how I couldn't have known the difficulties my parent's were having?  Well, basically my mom and I have had a troubled relationship for many years and I had moved out of state and although I reached out several times she was unwilling or unable to reconnect with me.  So, sadly their financial and medical difficulties were unknown to me for quite some time.  

Now, that you have basic knowledge of what has transpired over the last two years I will get to the purpose of starting this fund raiser.

Over the past two years I have managed to pay and or correct many of the situations that presented themselves after my mom's passing, but we are now left with 1 very big problem that despite my best efforts, I haven't been able to remedy.  With this I am referring to the unpaid house taxes for the county.  After speaking to the Tax Authority here in Bryan I was told that I could make a payment arrangement for the 7 years of back taxes and that they Would Not come after the home, even with the taxes being unpaid, because of my dad's advanced age of 76.  Well apparently this wasn't okay with our Mortgage Lender, because unbeknowst to me they paid off all of the back taxes to the county and then contacted us to let us know what they did and how our mortgage payment would increase by almost 4 times it's current amount so that it could all be paid back within a year's time because of their concern with my dad's age.  After almost 7 weeks of pleading and negotiating with the bank they agreed to let us pay back the back taxes they paid over a 5 year period which would increase our current mortgage rate by about $700 a month which will be incredibly difficult, but possible.  So, I was relieved at this point and knew things were going to be okay until I got another letter from the bank saying that on top of the increased monthly mortgage rate we would need to come up with a lump sum of around $4,000 by November 25th or they were going to Foreclose on the property.  So, at this point we have no way of coming up with such a large sum of money within a few weeks time and the bank has already sent me a Letter of Intent to Accelerate and Foreclose on the property with the deadline of November 25th as I stated before.  

So, here we are now with no way to pay the lump sum amount and the threat of Foreclosure which in many ways would be devfastating to my step-dad and our family.  Because of his advanced Alzheimer's any change in his regular routine or environment causes extreme difficulties.  

With all that said I am pleading with you to help us in this dire situation so that I can keep my dad in his home.  His current home is the only environment he's known for many years and where he feels safe and secure.  

Any help would be appreciated no matter how small and I'm a firm believer in paying it forward so if there's anything that I can do for you currently or in the future I will graciously help in any way I can.

Thanks So Much for your Time and Consideration

Any you have any questions or concerns please email me at [email protected].