Help Raymond Chew Get His University Degree

My name is Raymond. I came from a low income family. I want to go Australia Sydney to study to get my postgraduate-UNSW. Having worked and saved some money over the years for university studies, I still short of $45000. I had tried applying for scholarship and bank loans but were unsuccessful. The $45,000 i trying to raise will go to my university tuition fees and accommodation and some expenses(textbook) If i cannot raise 45,000 i will not be able to fullfill my studies dream. Greatly appreciate to those donating to me.