We went to work with my wife and my little girl one morning.
We had two cars, and we went one after the other. Unfortunately, the road was freezing and another car turned to us, and then we suddenly broke down, but on the frozen road we slipped into one another.
One of our cars has become completely harmless, but the other car can be saved, but unfortunately it costs a lot of money to repair it. The insurer does not pay the damage because my wife came to me and did not pay for an accident within the family.