I am an NYC-based educator who is caught up with all kinds of credit card and personal loan debt. It is really weighing on me. I can't believe that I am in this position, and I want to get back to a place where I can live happily and give back to others again. I would sincerely appreciate any kind of support to help me get back to a more sustainable lifestyle. Thank you so much for your consideration, and I will definitely pay it forward in the future.