From the age of eleven I live with rent, now I am 40 years old I am married I have a child I realize that no matter how much I try/work, I will never afford to buy an apartment. I work two places, one full time and the other on a commission basis. The story is longer, and my mother pays rent and working even though she retired. My wife is currently on child-rearing leave, following the fall to give little child at the nursery. She will have to start work because the leave is over. With God's help we will give it to a state nursery, because a private nursery is more expensive than rent. I have it in a loop that will explode because whatever work I do not even allow me in installments (we are not eligible for a loan ) to buy a small apartment.