my name is Ivan and I'm here because I desperately need your help. I feel very sad and embarassed that I had to come up to this point but it seems that it may be the only solution.
I have two sisters and wonderful parents. My parents live with my younger sister and I love them so much but it hurts me to see them struggle and basically live every day in worry and stress wondering if they'll end up in the streets and how they're gonna afford their food and basic necessities. My mother has always been there in the hardest parts of our lives and so did our dad. They both made some mistakes but nevertheless, so did we all. Dad was a solider in the Croatian War of Independence in which he suffered, had to have face surgeries, PTSP and so much more and my mom had back surgery when I was younger which caused her to lose job and basically retire with the disability pension which can't even cover for anything since she couldn't get her medical in order to work. They both suffer from heart problems and stress-caused issues.
When they were building our home, the only way to get enough money was to get a loan from the bank but the only currency practically affordable was Swiss frank because it had the lowest interest. They were paying off the loan regularly but it wasn't until the currency value went up (almost 70% https://udrugafranak.hr/slucaj-franak-sazetak/) and many people, including my parents were basically left with nothing. Around that time, my fathers pension (war retirement pension) was cut 2 times for 10%! Since the value of currency went up, so did their loan, basically all the years they were paying of the loan came to the point in which ended up being that they didn't pay off the intereset even, let alone the loan. 10+ years of paying off but actually didn't pay off almost anything! The had to go to the court because after all that has happened they didn't have all the money each month to pay off the loan since the pensions were cut and the loan went up, and now they're fighting to keep our home. As you can see on the picure uploaded which was from the court, from the last year, the rest of the loan that needs to be payed off is 137.252,73 kuna or 18.200€ alone, therefore the amount that I ask alongside other things covered below.
Times were hard and even harder when my dad suffered from a heart attack when I was younger, and in the recent years he suffered a stroke too and even has a diagnosis of Arnold Chiary malformation which basically leaves him almost fully disabled. It is sad too see my father who was running each morning, went fishing which he loves more than anything or basic thing as driving a car, come to the point of losing his abilities that he can barely walk alone, talk properly which or even basic thing as eating has become hard enough that lasts for hour sometime, and that just breaks my heart. Doctors even prescribed him with the wheelchair and diapers for adults (pictures uploaded). It is a constant suffer for all of us and it's not going to get better. He requires a lot of help and assistance in basic everyday routine. Probably the saddest thing to hear from my father is that he wishes to die because he can't do anything anymore and feels like a weight only and I don't want anyone to experience that ever. And my mom had back surgery, high pressure, and other things that came along with those.
My parent are both retired and most of their money goes to the banks and debts which leaves them and us barely paying off my sisters school and basic necessities.
Our home needs renovation too but it isn't the most important thing but that's the other major thing that I'm asking for here. Most of the rooms have floor that are almost bare concrete, the walls have mold, the roof is old and often leaks when it rains, that is for the part of the house that even has it. The other half is still waiting for money to be able to afford it even. Since the winter is coming, the wood is also needed....
Me, my sisters and family help them as much as we can both financially and around the house but it is simply not enough to pay off everything.
The only reason I decided to start this was to help them, to try and make them happy and live their lives without constant fear and to feel stress-free maybe for the first time in god knows how many years. I want to give them everything because they gave us everything that they could. I don't want to see them getting worse or even lose their home, especially in this situation and this the least that I can do. And if this will help even 1% it is still better than nothing.
If anyone needs and proof for what I've written here, I'm more than okay to share it and I'm willing to post the payments to the bank and all other stuff if we ever get enough money.
Thank you all, and I'll make sure to give back once I can and as much as I can, Ivan.