help me save my family from online debt

my wife has financial problems with an online loan. my wife has a big enough debt and we can't pay it off. we are currently being chased by debt collectors and we are confused.

I really don't work, I rely on my income from selling online, and repairing and painting toys. I never knew my wife was in debt, and I had never asked her to be in debt. but now everything has happened. we are in debt and need help to solve it.

this may be my wife's fault but I must also be responsible for this problem.

I beg to help me resolve my wife's debt problem.