Hello, my name is Zachary Hodge and I live in a small town in Tennessee. Growing up in poverty I have rarely seen access to Health insurance or any large financial assistance. Life had been going good, I had gotten a good car with a warranty against all odds, and my finances were in good order. Recently I have had to make a few visits to the Emergency room for chest pains and a very irregular heart beat, unfortunately I had to do so without proper Insurance. Luckily my health was deemed good and the issues seen to have been high blood pressure, but in the aftermath of my visits I was met with insane medical debt. Because of the medical debt I now have hanging over me, I have fallen behind on my payments and have caused a great deal of interest to be added (this being my first car loan, it is set to increase my interest with everyday that I cannot pay), so much so that I fear I will never come back on top. Among my car loan, a number of other bills have compiled and I am at a complete loss for a ways to make things work, I do as much side work as I can, but it never seems to be enough. Thank you to anyone that has taken the time to read this and thank you to anyone who may be able to assist me in my cause to help me get back on top and beat this debt that has loomed over me for over a year. Much love, and God Bless you all.