I lost everything just as i thought i was slowly standing up again after these years.
I lost everything overnight. My only source of income. Legal letters are in, Bills are overdue. Rental is due.
I dont know what to do now anymore. Maybe this is the end of the road.
It all started a few years ago since my depressed and suicidal mother was divorced. As a son, i had to takeover as the head of the family and the sole breadwinner. Subsequently, we had to rent our accomodation outside with me being the sole bread winner.
My mother cannot work due to her mental condition - severe depression, anxiety, diabetes, high blood and suicidal history.
She has a history of attempting suicide.
As a result, i became the sole bread winner and her pillar of support.
I then had to rely on cash advance loans in addition to my income to make ends meet.
I went under the debt management plan about 3 years ago for being unable to pay off cash advance loans accumulated to $38000 with interest as calculated by Credit Counselling Singapore (CCS) from the banks and credit cards accumulated. A result of doing everything i can to make sure mother and the family can go on. Medical Bills, survival..
I worked 2 jobs for the past four years, one of which was a failed small scale business venture to supplement income that landed me in worst shape than before.
A month ago, i lost my main source of income working at a food and beverage industry and started working on 12 to 14 hours a day as a Grab Food PMD delivery rider. I had to sell off my remaining possessions at home and is still unable to make ends meet - i am required to support my mentally unstable mother, my dog (emotional suppprt for her), pay housing rental, utilities, bills and my debt consolidation plan.
Unfortunately, I lost my only source of income yesterday when the government announced that Escooters are not allowed on footpaths anymore.
I am out of a job instantly. My life just crashed. I am left with nothing.
My world came tumbling and crashing down on me.
I have to pay for my mother's living expenses medical bills, rental to pay, repayment to the debt consolidstion, utilities and bills to pay. The failed venture partner is also asking me back for the monies ($2500 remaining) - he had suddenly pulled out.
Financial institutions and telcos are also begining to send legal letters.
I am at my wits end. What is going to happen to my family if i choose to end my life journey here?
Help me rebuild my life and stand up once more.
I wish to clear all outstanding bills and start life afresh.
Your help will help me and my family stand up again. Even if i manage to clear of partial.
The current outstanding ones are my priority.
All monies raised will go towards clearing off outstanding rental, utilities, overdue bills and hopefully my debt consolidation, enabling me to stand up once more.
I will provide updates as i clear off the bills and provide evidence of the transactions as they go along.