I have been in need and I failed miserably that is long story short. I am in debt and cannot repay the money because I'm out of job now. I need to pay 2000 GBP out of 2600 GBP I have took as a loan that I couldn't repay since I lost my job or I could be arrested and trialed by June 2019. Your contributions are highly appreciated. Don't take loans from banks, never. You never know what could happen one day.