Hi. I’ll start by giving some background. I’m a 30 y.o. mother of 2 living on our own. I also have 2 younger brothers ages 25 and 16. My mom is 50 and fully supports both my brothers and all senses of the word. My 25 y.o. brother suffers from severe emotional issues since before the age of 9. Extreme anxiety and depression prevent him from being able to interact in a normal setting of any kind. As a minor he use to qualify for SSDI but as an adult, they continue to deny his case. My 16 y.o. is physically handicapped and confined to a wheelchair. He born prematurely at 24 weeks and barely survived. He was several months old before my mom was able to hold him for the first time. When he was born he was 12.5 inches long and weighed only 1 pound 6 ounces. . I remember visiting him in the NICU when he was born and thinking he’s more see through than a piece of notebook paper. You could literally see every bone in his body through his skin. Today, he has cerebral palsy, short gut (no large intestines), and is fed through a tube where his belly button is supposed to be. I recently found out he also no longer qualifies or receives SSDI.
My mom has always been a single parent as far back as I can remember. Many years ago my mom had a good job that she loved. She worked for a company that repaired airplane parts. This allowed her to buy her first homes. Then came 9/11. It was hard to imagine just how far this attack’s tentacles would reach and wreak havoc. People were afraid to fly. Planes didn’t leave the airport. Fewer parts needed repair. My mom was laid off and the company closed its doors. She picked up small jobs and a few years back found another decent job that she enjoys. She inspects incoming and outgoing parts for a local manufacturing company. They build equipment used in hospitals and by the military. She ensures they plastic overlays do not have any imperfections. For the last 3 to 4 years, she has been a furlough employee. Instead of cutting pay they cut her hours. During this time, she became 2 to 3 months past due on all her bills including her mortgage, electric, and water. She has no credit card debt and recently paid of her car loan. She doesn’t do anything for herself. She doesn’t go out to dinner or movies. My brothers do not get birthday or Christmas gifts and haven’t for years. No extravagant spending. Even her regular household shopping is perfectly calculated. I help her out as much as my family can afford. We’ve sat down and devised a plan on how to stay on track… but the plan to get on track is much more difficult. She makes enough money to pay the bills with $20 left over each week. Unfortunately, $80 a month is not enough to begin catching up especially when emergencies arise – like having to replace the car battery or god forbidden a more major repair on her car. I know if she can get caught up on her past due bills, keeping it that way is manageable. So I’ll end that way I started… Please help me help my mom.
Thanks for any assistance you are able to provide.