I am swallowing what is left of my pride and I'm asking for help from the people closest to me.
If it was just me I would be doing this, as I got myself into this and I should be getting myself out of it, but it's not just me now.
As most of you know I got divorced in 2017, during this process the settlement agreement left me liable for medical bills incurred during my marriage, which was fine as I 'thought' I knew everything from a costs perspective and was able to afford it.
I have since then, Jan 2019, been put under court ordered Debt Management, for medical bills that were not submitted to my medical aid and have not been paid since 2014/2015. I cannot have them written off or reduced given the decision made. I have tried everything, the only thing I got right was to get all my personal debt under the same administration as well, however this has brought up the total owing to R 500,000.00.
Everyone has agreed to a R 350,000.00 settlement but have given me until the end of August 2019 to get this sorted.
I was going to cash in 2 of my investment policies to get the money, however legislation has changed and I cannot cash them out until they come to fruition in 2025, but which time I'll be out of the debt administration.
Quite honestly I can afford the R 7,000.00 payment towards this a month, if it was just me, but it's not, this is starting to affect how I help raise my son. By the time I'm done with this, He'll be of an age where he'll have a basic understanding of what's going on, I cannot be that kind of example to him.
The fact is, I cannot buy a car, I cannot rent my own place, I cannot do anything financially without the lawyers and debt admin group signing off, and given that the school I would like to get my son in to is wanting to do a credit check, this is now directly impacting him and how he is raised.
I am asking for help, from the people closest to me. I have always paid it forward and will continue to do so as an example for my son as he grows up in this difficult world we all find ourselves in.
Anything will help and every cent adds up.
Yours in Love and Light