Hi, I'm Lai.
My student loan debt has been on going for almost a decade, which includes college and university loan. Till today it still get's no where, with the fact that my earning really not up to the task of paying it away fast enough versus the interest rate that keeps creeping in. Nowadays I barely make enough to sustain my household spending and bills, after my dad sudden passed away a couple years ago. I'm single, but still have to take care of my mother which is unemployed, as well as my brother's two kids that live with us as they attend nearby school. With out nation currency growing weaker, which in recent years has lost it's value by 50%, every spending just gotten expensive. The added new tax system really not helping people out at all. We're struggling to keep up with the necessity, there is no way I could spare any to pay for those debt. I already started to receive warning letter of unpaid amount according to the supposed payment schedule, things really aren't looking so well.
I'm here sincerely hope for any kind people will lend me helps, at least in relieve the debt pressure. Thanks.