help beyond my means

I am in need of this due to the fact I am completly behind on bills. I am a college student at hcc in houston. I do not own a car and I would really love to finally marry my sweet heart. We are both struggling due to us taking in his younger siblings. It put us behind a lot in finance wise. We wanted to get married, both of us have money for school and make sure we have enough to buy more school outfits for the kids. Yes this is personal, but, it will only be used to help him and I pay tuition, catch up on bills' and possibly by june of next year get married. I would also like to start invitro I think that's how you spell it. And possibly even finally get a car so the kids and I do not have to walk. We are the typical struggling family but I know their are sone kind hearted people who would not mind helping me out and once I'm done with school I will be able to return the favor to another family in need or you one day.