Emergency Hardship Fund

Fundraising campaign by Ricky Freden
  • US$270.00
    raised of $5,000.00 goal goal
5% Funded
5 Donors
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Hello potential supporters, I am Ricky Freden of South Yarmouth Ma, asking you to help me get back on track from the financial nightmare I have gotten myself into. Friends would describe me as a workaholic and a warm hearted person; Someone who would offer his own shirt off his back to help a person in need. Now that person is me. Crazy to believe that I was able to buy my cottage back in April 2007, Just weeks before my 21st birthday. The greatest accomplishment at the time, A reason to be proud of myself. After graduation day you would assume a person fresh into the world would go grab a college education to better prepare him/her self for the future; for life. Times were tough back then, a transition to the working world.

Work ethics was something I learned early on from my father; a supporter of 5 kids and a lovely wife. Times got tough after my mom died and he held down 3 jobs to make sure we didn’t go without. What do i want to do with my life. What would I be getting myself into? A never ending debt. Not every family is the same. Not everyone has a home to fall back on and go to when life isn’t working out. Things I noticed friends and distant relatives doing. I didn’t have that luxury. My life was always work towards something and enjoy the ride. With each pass and turn, I have steered myself well and self sufficient at that. Working 2 or 3 jobs at a time to survive this crazy adventure through life. No one ever feels that they would ever be subject to job loss or reduction in pay, but it happens.

What I have learned about living on cape cod is that the seasonality hurts the efforts of finding a replacement job. In my case, I at least had a nice part time job to help me out; Friends to call on for support. Yes it has been a continuous struggle to stay a float through the hard time. I have contacted the mortgage company and trying to work with them, but its hard working with a company and not a bank directly. To the mortgage company, I am just a account number and that’s it. I have also went the route of a roommate, but that ended before it really began. Can’t trust anyone not to steal from you when your not home. Just another inconvenience and money spent to replace door locks and fix broken windows.( I know from two past experience.) Last resort on that part was to sell the place. Problem is that I owe more than it is worth. This is where I stand now. I have found a full time job and a part time job, but still isn’t enough to pay bills and catch up. I have already checked my budget and got rid of the non essentials like cable, eating out, and spending money foolishly. Still not enough to offset my burden.

No one can say that I am not trying to fix and get back on track because I am. It hard for some people to see my struggles without actually living it or been by my side for the ride. Some people would say that i deserve what I am getting and that I don’t deserve the help from anyone. Well, I would say to them that I don’t give up and I always find a way to stand on my own 2-feet. No one asks to be put in a situation like this. Even if I had a college education, rainy day money, and another job. Stuff like this happens. You can only be as prepared as you can and use the resources given to you. The support from friends and family and even the community are resources that I can rely on now moving forward.

Donations will be put to use by paying off outstanding bills that have accrued interest and late charges. After that, all will be deposited it in a saving account and let it grow interest till the time I really need the money. House repairs or any medical issues come up. Any donations would be gratefuly appreciated. God bless you.

Organizer

Donors

  • Ricky Freden
  • Posted On Apr 24, 2015
  • Thanks All and god bless :)

  • Absolut Ruby
  • Donated on Apr 22, 2015
$100.00
  • Ricky Freden
  • Posted On Apr 07, 2015
  • Thanks guys for all the support.

May 11

Credit Card fraud

Update posted by Ricky Freden at 11:30 am

Thanks everyone who has been able to help me out. Its greatly appreciated. Recent fraud transactions were found on my bank card. It was online hackers from Florida and Australia totaling over 500 causing me to lose a lot of money on over draft charges. The bank is looking into it at

See update
0
May 05

Full time job Status

Update posted by Ricky Freden at 12:52 pm

Week one of the new store and positon is going well. Each day comes closer to the bright light at the end of the tunnel. In time with dedication and hard work ethics can make it a little easier with living life. Im full of potential and worth. I've been. . . . .

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0
Apr 24

Move in right direction

Update posted by Ricky Freden at 07:07 am

Hey guys, Im pleased to say I have gotten a promotion through my part time job for a full time position and Im glad. Things are finally moving in the right direction for me. Im grateful that the Luke's family and co workers see potential and faith in me to

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0

Donors & Comments

5 donors
  • Ricky Freden
  • Posted On Apr 24, 2015
  • Thanks All and god bless :)

  • Absolut Ruby
  • Donated on Apr 22, 2015
$100.00
  • Ricky Freden
  • Posted On Apr 07, 2015
  • Thanks guys for all the support.

  • Ashley Beaton
  • Donated on Apr 04, 2015
  • Hey, saw your post via john pomeroy's Facebook page. I hope all goes well and you get to keep your home! Happy Easter!

$20.00
  • John Pomeroy
  • Donated on Apr 04, 2015
$25.00
  • James McGrail
  • Donated on Apr 04, 2015
$25.00
  • Joe
  • Donated on Apr 04, 2015
  • Please Help Ricky with his house. he has a heart of gold!

$100.00

Followers

1 followers
Sarah Price
US$270.00
raised of $5,000.00 goal
5% Funded
5 Donors

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