Giving our family a fresh start

We've made mistakes and now it's time to set things right. My wife and I have been in a constant debt cycle for as long as we can remember and owe approximately 23,000 USD or 700,000 B, its equivalent in Thai Baht. If we can pay off these debts, then I believe we will be free to start afresh.

We live in Thailand and have a 12 year old son. We moved to Koh Phangan, an island off the coast of southern Thailand, so our son can pursue his dream of sailing. The sailing club we belong to is free of charge, run by an UK ex pat.

I receive a small pension from the UK every month, and my wife works, but we can't break free from our situation. Quite frankly, I don't know what to do, so I have turned to GoGetFunding. There are many "reasons" why we are in this situation, but, bottom line, it's down to us for the mistakes we have made. I hope someone will see this and help us. I'm very happy to answer any questions you may have.

Thank you for taking the time to read this. John Hawkins.