Getting out of the financial mistakes I did and make a new life.

In the early days of my career just when i started earning, lack of proper guidance and taught I have chosen a wrong path in job selection as a trainer where payments are not as good. But it was OK for me to survive and get things done. Though I have been sincere in work, pay hikes are far and few compared to the raising costs of living. Family was never my taught but as things happened very fast now I am at a point where my work experience of this 9 years is helping me get out of this field and get into something that pays me well to lead a family. I have some plans to start working on a second job to make things right. But, in all this years, things have gone bad and out of control because of debts as I have been lured into using credit cards for things small and big. Now by the time I realize the mistake I did, it has become a big problem with no light in sight. Am doing all that i need to do to come out of it, but still its something far away as of now.