I'll be honest, I probably should of had this paid off by now. This has been following me for over 10 years and just sick of it. Thankfully I have moved to a better state that had better jobs, but with more pay, came more debt. I ended up with a mortgage, and I'm grateful for what I have, but just never could pay these student loans down. I regret going to college and never graduating, but the knowledge I learned from the 3 years I did go, is helping me with my job now. Back in Arkansas, where I went to school, I couldn't apply any of my knowledge. Kept working crap jobs to just stay above water. Family wasn't any help either. Of course I made bad decisions, I was young. Now trying to get things bad off and just went thru a bankruptcy to try and get a clean slate. Thankfully saving what little I do have, the house, not much of one, but its a roof over my head. Usually I don't ask for help, and it has bitten me in the butt a few times. Stubborn and try to take care of it myself, but I am so tired of them bugging me over these loans. I don't want to die with these darn things!