Funding your education will be a different experience depending on the college you choose to attend post-graduation. While you're applying to the colleges on your list, evaluate your financial aid options at each school. Not every college will have a fully-funded federal aid program, as it is up to the college to decide whether to participate in many federal grant programs. If the schools you're eyeing do not offer many scholarships and grants consider alternate options. A little research and caution will go a long way toward reducing your student debt totals.