I am currently struggling financially because of my credit card debts. While writing this, I'm just doing everychances or ways possible to be able to gather the amount I have to pay all my outstanding balances. I really don't know what to do now because I'm already empty and my accounts are already endorsed to collection agencies, and this collection agencies are threatening me and they're trying to squeeze every penny they could but unfortunately, I have nothing to pay to them. Every time I was not able to pay them or the bank who issued my credit card, due to charges and interest, my debts just increases. I am employed and the salary I earned is not enough to cover my debts. It is very shameful of me to be in this situation but I also intend to pay everyone who will be willingly fund/lend me for now as I know that money is not easy to earn.
I am trying to lend as much as this is to pay all the outstanding balances and cancel my credit cards.
I know I have been very careless and irresponsible for using my card and not be able to pay.
If you're reading this, I hope you could understand me and my situation. Again, I don't intend to beg, I intend to borrow and pay as much as I could when I get to recover from this situation. :(