Recently divorced his wife. For a joint life earn credits. After the divorce, I ended up with them, and now I'm trying to pay them back. Now married with a kid on the way. But my wife and I live in different cities. And now, in order for me to move to her place in the city, I have to pay off my debts. I would have done it myself, but the time before the baby was born is too short. Just two months. That's why you have to ask for help.