Hello. We are a family of four, happy go lucky, fun loving people. As rich as we are with love, financially, we just can't seem to make our ends meet with 2 jobs. At the moment, we are living in a motel, waiting to find an affordable rental. We are scraping by, and yet our quality of living is slipping further and further, despite our efforts. I have applied for numerous credit cards and talked to my bank. Nobody will help, apparently we don't make enough money to even go into debt further. I am at my wits end. My daughter missed her 4th b day, thanks to our poverty predicament. Now, we will all miss out on Christmas and my son's 2nd birthday. I don't know how this could happen to a family with so much love and care.