I wish I could say I am aking for assistance for an amazing idea or totally selfless act, but I am simply asking for assistance to help me crawl out from under a HUGE mistake. My mistake comes in the form of my student loans. Although I would like to blame the financial aid counselors at my college for not providing me with the proper information to understand my future financial demise should I apply for the maximum amount of financial aid EVERY semester, that is really no excuse. I was an adult when I made the choice to do it and I'm not an idiot (after all I used the money to get a master's degree!), but I was immature and didn't consider the consequences of my actions and for that it seems I will forever be paying the price. Unless, of course, anyone out there can truly understand my situation and the hopelessness of it all. I have been repaying my loans - I'm not in default or asking anyone to help me do anything I am not willing to do myself. I pay based on my income and in doing so my payments don't even cover the annual interest. It doesn't take a financial genious to understand that this means every year I owe MORE on my student loans than the previous year. At this rate I have no hope of being able to pay them off which is why I thought I would go this route, cross my fingers and hope that the good nature and generosity of strangers can help me put this mistake behind me.