Life changing, yes. Life has interrupted our dreams of owning our first home. Seemingly impossible. Our dream is to provide our 11 yr. and 9 mo. girls with a roof over their head they can call theirs. After saving close to $5000 for our down-payment, life struck us, hard. My husbands mother passed unexpectedly and we were left with the majority of expenses. As disheartening as it is, I know this delay is part of a greater plan. With your help, our dreams of owning a home can come true.