My name is Derek - have been self employed for the past 30 years. I do work for a company where I invoice for my hours which was good until now because they have reduced my hours and any pending contracts as yet have not come to any fruition.
Subsequently with very little money coming in, I am having difficulty paying everyday bills. Have been down the road seeking loans but with my credit history being fair, most lenders look for a guarantor - no wants to be one. CHARITY DOES NOT ALWAYS BEGIN AT HOME.
I am looking for help to cover my rent and bills for a period of 2/3 months. This will take the pressure off me and have that peace of mind to allow me to concentrate on my future. I don't really want another heart attack.
I would rather see the monies as a short term loan rather than a donation because then at leat in return I can pay back. hi
Please put yourself in my shoes - divorcee, no independents, living alone and never been in this position before and certainly don't want to be in it at all. Your help would be gratefully appreciated.
THANKING YOU IN ANTICIPATION