Desperate

I even dont know where to start. My life is a big mess right now. Its hard for me to admit but i owe a lot of money to banks and i am not able to pay their monthly payments. I have 3 - year boy at home, i have no job and father of my son with whom im been with 13 years left me. So now im crying myself to sleep every night and i just dont have nothing. He wants to sell apartment where we live at the moment and i dont have anywhere to go. If i could just pay the loans then maybe i could start fresh. Its very hard for me to ask help but i dont know where to turn anymore. I want good life for my son but i dont see it happening any time soon.