I had just been laid off my previous job and was unemployed for 4 months and have gone into debt for $6000 from a loan shark at an interest rate of 20% incremental to the principal. I got a new job that I will be starting next week but I can't get a legitimate loan with lower interest rate until 6 months into the job. So, please help me with paying off the loan shark and I will donate the money back in 7 months at the same rate but non-incremental. I have a daughter who's only 20 months old and whatever happens in this month will be a huge deciding factor for me and my daughter's future. I have exhausted all my options and so it brought me here with some hope that there are fellow humans that will help me.