Recently, I have ran into some unseen circumstances. Due to some emergencies, I have racked up nearly 10,000 Dollars in Credit Card Debt. I need to raise money to help pay it off, otherwise, my credit score will suffer tremendously. We all run into situations which we cannot control at times. I am usually fiscally responsible, however, like I mentioned, I ran into a few emergency situations where immediate cash was not readily available, and so I used my credit card, which should only be used in emergency situations.