My scholarship at Rutgers University ended before I graduated in 2018 and I had to pay my last semester fee of approximately $4,000 through my credit card. Since then I have been suffering to repay the amount since my salary is very low and I live in the SF Bay Area. I feel I am stuck in the cycle of credit card debt. It would be really great if I could get a little help so that I can live debt-free for the first time after graduating. This support can help me save money in the future for sponsoring my brother's education.