My brother was involved in a bike accident about 10 years ago, since then he was unable to find a permanent job. I took the responsibilities to help with the situation on top of my liabilities.
Being less informed of managing financial obligations, we tried to use more than 70% of our incomes on repaying debts. Things got worse when I was laid off last year and unable to find a job in the tight market.
We have property but we are unable to use it to clear the problems due to the lack of certain regulations.
I am here seeking help from everyone so we could clear our debts while seeking jobs. We are not accepting this as charity because once our asset can be sold, we will return the money to you with interest if possible.
There are people out there who need your kindness more than we do. We just need your help to tie us over.