Hello, I am a happy go lucky mom. As of lately, not. I cannot seem to get credit to pay my debts, or help of any kind. My daughter has just gone without a 4th b day, and now we will go without Christmas. We've been living on 2200.00 a month for 3 yrs now, and it just isn't enough. It's getting harder than usual, to smile, grin and bear it. I wonder over and over, how this could happen, when I work very hard to provide for my family.