Thanks everyone who has been able to help me out. Its greatly appreciated. Recent fraud transactions were found on my bank card. It was online hackers from Florida and Australia totaling over 500 causing me to lose a lot of money on over draft charges. The bank is looking into it at the moment but my accounts been frozen and may take a few weeks to get any money back. Due to this hardship, my bills will suffer and more late fee from them will accrue.

1 step forward and 5 steps back seems to be the trend.