I'm somewhat relieved here this afternoon but very confused and very uneasy at the same time.

I did get a call from the specialists this afternoon. I guess there were a couple of problems for the the calls not being returned.....several days with a storm where she is at and then computer issues.

She assured me that she would reopen a new modification process and while that was open and we were working on it I may still receive foreclosure paperwork as the attorneys had to follow through in thier department, but they would not foreclose as long as the modification process was open.

This is disconserting to me as I feel as though the bank has the upper hand in this as they are willing to work on modification but at the same time they are going to go forward with the paperwork for foreclosure saying they willnot foreclose unless I dont get a modification? I feel like they will be at the starting gate before I get on the feild.

I was also informed that the process has changed and that so have some new forms to fill out that are required and other documetation needed. She is going to fed- ex them to me. She said the new process is better now too.  I was informed that it was best to do whole new one anyway because of the amount of paperwork collected in last one, over 8 months was confusing. With this new process I have to have my co-signer fillout all his current information and do a hardship letter why he had to file bankruptcy.....before his information was not required. He was willing to sign on to a modification if  I got one before, when they weren't requiring paperwork from him, but with the bankruptcy not closed I will have to call and see whre he is at with this now. He does not live locally so that means sending stuff to him to do and fill out and have him fax it in to the bank.

They meeting I had yesturday evening with Robin M. was interresting. He didn't donate but gave me several contacts and a referal to an attorney if things seemed to get into a run around with the bank again. Had a meeting set up today for a possible donation with Gary L. but he called and cancelled it. He did have some inquiring questions. So I can only pray and thank them for their interest in saving my home.

I am thankful for all my friends and thier support, input and ideas. Lori R. called to tell me about a possible job opening till end of school she found out about.  I will have to check it out between my jobs I have scheduled for tomorrow.  Hopefully it will work in with everything as a whole. I found out Todd was behind the anonymous mail box donation. Thanks It means a lot to me!