i am a mother with young child, amassed an obscene amount of debt. Up until a year ago I was working, however lost job due to downsizing. Since then I have been unsuccessful in finding a job and have applied for anything and everything. Occasionally i get casual hours for work however this is not enough for daily living let alone debt. Have tried to negotiate debts however banks do not seem interested. I am retraining both at Certificate level to try to obtain work now in an in need industry and also at university level to hopefully secure better future. (am aware that this is creating more debt however hope that will lead to better job prospects where can repay these) Am seeking donations from anyone who is able to assist. Am profoundly embarrassed as I write this, however with bank currently at $0, i am not sure where to get assistance.