Hi everyone, I know it presumptous of me to resort to using a fundraising website for my personal problems but I really hope that I might be able to get some help from you all.
So some background story of my family & me, I am the only child in the family, living with my mum & dad. I guess based on our goverment standards, we are a lower income family but we make do with what we have. Realising how expensive university courses are, I decided to forgo my placing in a local university and started working full time in 2015 while trying to save up for ny tertiary education myself, alleviating the financial burden on my parents. Things were going well till an unexpected tragedy happened in my family.
In late 2015, my mum was diagnose with 3rd stage Lymphoma while I only just started working for about a year. My parents do not have much savings and do not have any insurance coverage. I used all my savings to help pay for my mum's medical bills. However, it was not enough to cover the whole medical bills. My dad and I took turns to look after my mum, which I had to apply unpaid leave for, further putting our family in debts.
As a last resort, I sought financial loans from the banks but I am unable to get a substantial amount from them due to the lack of working years and low salary. Running out of options and desperate for money, someone in the bank suggested taking a loan from licensed financial institution(FI). Taking the advice, I went to take loans from these FIs, which I deeply regret doing so. I did managed to clear off all the medical bills however I have been struggling to pay off the interests and loans of these FIs. I took up part time weekend jobs & weekend tutoring jobs on top of my full time job to make it month by month.
Now, 3 years has passed but I am still stuck in the cycle of debt, and this is my desperate plea for help. I hope that you all might be able to help me, and I promise I will pass on this good deed to those who in need.